
Get Bank Personal loan
Starts from around 3%/year, up to 10 years with high approval rate.
Get Approved by Banks Fast – No Upfront Fees, No Stress
Whether it’s for bills, travel, medical needs, or clearing other loans—we help you get the best bank personal loan for your situation.




About Fin Pilot
We started Fin Pilot in 2020, right in the middle of the MCO period. During that time, we saw many Malaysians struggling to get their bank loans approved. That’s when we decided to step in.
At Fin Pilot, you’re not just applying for a loan. You’re working with a team that’s here to guide you from start to finish—like a trusted co-pilot.
Why Choose Fin Pilot?
We check your credit report for free (CTOS & Experian)
We solve all problems before application
We match you with banks that suit your profile
You compare bank offers and pick the best one
We’ve made the loan process as smooth as possible using our own P.I.L.O.T. method
Interest rates starts from ~3%/year even for private company.
Get the lowest interest rate to lower down your commitment and get more cash on hand
Don’t Worry If You’re Facing Any of These Issues — We Can Help You Solve Them:
High monthly commitments or high credit card usage
PTPTN late payments or trade references (e.g. Digi, Maxis)
Existing loan or credit card with high interest — we will reduce it
Late payments on bank facilities, AKPK status, or low credit score (Min RM3,000 basic salary)
Less than 6 months of repayment history in CCRIS (Min RM4,000 basic salary)
Customer Approval Cases
“I got approved in just 5 days! They explained everything clearly and found me a lower interest rate.”
— Amirul, KL
“My loan was rejected twice before. Fin Pilot checked my CTOS, helped me fix it, and now I’m approved!”
— Mei Ling, Penang
“My loan was rejected twice before. Fin Pilot checked my CTOS, helped me fix CCRIS issue, and now I’m approved!”
— GUNALAN , KL






1️⃣ Must have credit record (credit card or bank loan) for at least 6 months.
(Unless employee with salary RM4,000 and above)
AND
2️⃣ Must not have any of the following issues :
Late payments on bank loan for 2 months in a row / AKPK / Special Attention Account (blacklisted by bank)
(Unless employee with salary RM3,000 and above)
AND
3️⃣ Must not be federal government employees.
(Unless State government / GLCs accepted)
To Be Eligible For A Bank Loan:
Contact us only if you meet all 3 requirements.
We’ll do our best to help you get approved. Fill in the form now or WhatsApp us.